ID Advice

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Specialist SMSF Financial Advice

Construct a Super Fund Unique to You

Professional Finanacial Advice for New & Existing SMSFs

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Advice, not Control

We believe SMSFs should remain self-managed, not controlled 

We instead help trustees feel empowered in their own decisions

Our Difference

Hourly Advice

We only charge fees by the hour. This means no commissions and no ongoing advice fees whatsoever. We are not financially incentivised to recommend certain investments. 

Strategy Agnostic

Our fee structure allows us to perfectly tailor unique solutions for our clients. For SMSFs, we ensure they remain self-managed and your investment preferences are accounted for.

Efficiency

We focus on strategic advice only, not directly managing investments. This means we can recommend quick and easy changes to maximise the benefit of your SMSF.

how we Help

We construct custom and tailored plans for our smsf clients
Asset Allocation

Many SMSFs lack diversification and have a high exposure to a single asset.  

We will put a plan together to incorporate different asset classes to reduce overall risk.
Financial Strategy

We don't want to directly manage your investments or control your funds. 

This leaves us to deeply focus on the strategic actions that improve the now and the future. 
Projections

Are you on track for your dream retirement, is your SMSF going to be enough?

We project out your future outcome to determine the changes to be made today.
Wealth Protection

Use your SMSF to protect what is most important, your livelihood.

We don't accept insurance commissions so you benefit from 30% lower premiums. 
Cashflow Forecasting

Is your SMSF's cashflow and investment opportunities constrained by debt?

We put a plan together to bring your fund back to positive cashflow. 
Tax Minimisation

We ensure you take advantage of the opportunities afforded to you by your SMSF.

This includes tailored contribution plans and capital gains tax minimisation strategies.

Pricing

An idea of our standard advice engagements

Single Services

For the DIY'er
$880 + 2 hours +
  • Investment Strategy Document Update
  • Retirement Projections
  • Cashflow Forecasting
  • General Advice Consultations
  • Existing SMSF Client Reviews

Complete SMSF Review

For Existing SMSFs
$2,200 + 5 hours +
  • Portfolio Recommendations
  • Investment Strategy Update
  • Retirement Projections
  • Cashflow Forecasting
  • Insurance Review

SMSF Establishment

Start from Scratch
$3,080 + 7 hours +
  • Initial Portfolio Setup
  • Liaison with Accounting Partner
  • Retirement Projections
  • Commission Free Insurance
  • Tax & Contribution Strategy

Your Questions

More Questions? Schedule an Initial Call below:

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Every single person’s situation is unique. Therefore, to us, it only makes sense to operate a system that allows us to match a price to each individuals specific circumstances. 

Less complexity? You pay less and vice-versa.

More broadly, we believe this method truly reflects our commitment to professionalism. Rather than depending on asset-based fees or commissions.

Yes. We are more than happy to directly discuss our advice with your SMSF accountant. 

When tax and financial strategy are intertwined, it usually ends in the best results. 

Our fees can be paid from the SMSF when the advice is being given to the trustee of the fund. The vast majority of advice about SMSFs will fit this requirement.

The primary exception is insurance advice.  

We have multiple professional connections with highly qualified SMSF Accountants, Lawyers and Mortgage Brokers. If you need help in any of these areas, we are more than happy to introduce you. 

ID Advice has not & will never accept any form of referral payment from anyone that we refer you to. We act as professionals in your best interest only. 

We do not have any contact or relationship with any form of property development company. 

While SMSFs are a very powerful wealth building tool, they are not suitable for everyone. 

We are a full-service, holistic advice firm. This means we can consider other options outside of SMSFs if you are not quite ready for one yet. 

Nicholas Block MFinPlan BFin
Founder & Financial Adviser 

I have spent 6 years within the financial advice industry; immersed in strategy development, client engagement, and building financial plans. While I initially recognised the transformative impact of sound financial advice, it became evident that the traditional methods of delivery were far from ideal.

Inspired by successful models in other professional fields, I set out to provide high-quality, affordable advice to clients. This led me to rethink conventional financial advice approaches, resulting in the creation of ID Advice.

I have a special interest in self-managed super funds and the endless strategy opportunities they can provide.

Nicholas Block is an Authorised Representative (ASIC No. 1294054) of Lifespan Financial Planning Pty Ltd ABN 23 065 921 735 (AFSL: 229892).

Want to learn more?

Read our SMSF Articles

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